Welcome to Frog Financial Management

We offer support to help identify financial goals and solutions to help you reach them

We like our clients to sleep soundly at night, so we take care of the mortgage process and represent you wholeheartedly. We are here to take care of you and to be the professionals that you would like to have on your side.

Setting the pace. At Frog Financial Management we are committed to researching, through a range of mortgage and insurance products, to find those choices that best suit your needs. Our many years’ experience of the ever-changing mortgage and protection markets, lets us focus on providing you with a smooth, seamless experience, whether you’re buying a new home, refinancing an existing one or maintaining a portfolio of buy-to-let properties.

We run the whole process for you; our team manage the full end-to-end process, co-ordinating requirements between Estate Agent, Lender, Surveyor, Solicitor and yourself. We update you at every stage and as a consequence, you are able to get on with your day-to-day routine, assured in the knowledge your mortgage is progressing as it should.

Think of us as financial painkillers – saving you headaches by providing holistic financial solutions. As part of the meeting process we get to know your circumstances and requirements, so that we can advise you on the right choices in the form of a comprehensive range of quality, options and inter-related services.

We are here to help you plan your finances

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Some of our Google Reviews

Excellent
5.0
Based on 174 reviews
review us on
If you're looking for mortgage, insurance or any other financial protection advice, you really couldn't do any better than Greg, Charley and the rest of the Frog team. Since putting our house on the market, Greg was very quick to respond and generous with his time - always explaining things clearly and what our options were. With Frog's support, we had trust that we were making the right choices for our family.
The team at Frog are oustanding. A big thanks to Charley (who is amazing) at helping with my home insurance.Thank you very much
I can't thank Frog Financial enough! They made buying our first home so easy and stress free. Greg was so helpful throughout the whole process and really took time to explain things in detail. The rest of the team were also super helpful and proactive and so responsive to our emails and phone calls. I honestly cannot recommend them enough!
Greg, Ruth & the whole team at Frog Financial have been amazing at securing mortgages for myself and my sister. We have had lots of changes & challenges and they have been very helpful & quick at responding to multiple questions! For myself, being self employed, Greg worked wonders to find a lender that worked. Fingers crossed until it all completes!
I highly recommend Frog Financial Management. Charley is fantastic, so helpful and sorts us out every year. Than you
Can't recommend Craig and his team enough! Amazing family ran business who will work tirelessly to provide you the best service. Got us exactly what we wanted and was always just a phone call away if we had any queries or needed some advice and support.Will definitely be using them again.
I could not recommend using Frog financials more!They are quick to reply to any queries via email and on the phone. They provide well informed advice and are exceptionally friendly when answering questions.I will definitely be using them again in the future!
Greg and the team have been super helpful throughout the whole mortgage process! Greg has explained each part of the application with great detail to make sure we understand it fully. They were prompt in their replies and made this a completely stress-free experience, highly recommend!
Very professional and knowledgeable service with great detail and kindness, I have been using frog services now for 12 years and am very happy with the products they find for me
After trying various agents and insurers, Frog FM was able to secure exactly what I needed and for a reasonable premium. Professional and friendly service. I know who to go to first next time!
I first contacted Frog several years ago and they are now my "go to" company for all financial matters and advice. I have always found them friendly, efficient and easy to deal with, and I applaud their ability to convert "financial jargon" into everyday understandable language.I also especially appreciate that they will contact and remind me when I need to review some aspect of my finances. I can without hesitation fully recommend Frog and all their team members
Charley and Danni have been exceptional in assisting me with managing my insurance requirements. They offer an outstanding and effortless service.
Amazing.Charley and Greg were amazing in listening to my needs and being able to offer the best solution for me.Thank you Charley for your patience with me. You have been incredible.I like the fact that they are a local company.I strongly recommend them.
I have used Frog Financial for several mortgages and cannot recommend them enough. Extremely helpful, professional and efficient and always going above and beyond to make the process as smooth as possible and finding the best options for me. Everyone in the team is brilliant to work with and I will of course be using them for all future mortgages! Sam x
I dealt with Greg to get a mortgage on my first property - he was fantastic, helped educate me on the process as well as coming up with outside of the box solutions, really happy with the service and will 100% use him again in the future.
An exceptional service given. Everyone we have spoken with has gone above and beyond to help us and answer all questions we have. Can not recommend Frog financial management enough and will be using them again in the future.Helena & Jason
Greg and the team at Frog Financial have been excellent with finding me a mortgage a couple of years ago and managing the renewal recently. They have been able to find the best deals in the market and provide good options and advice based on our conversations. They are friendly, attentive and responsive and I highly recommend them.
Amazing team could not have done it without them.
Excellent service from Charley on a non-standard building and contents insurance. She was prompt, and knowledgeable, and helped clarify various issues
Phenomenal service. I have and will recommend Frog Financial to everyone. Informative, helpful, great communication, so kind, and we really felt like the whole team cared about us. Took so much of the stress out of the process. We have no doubt that we will use Frog again! 🐸
Arranged our mortgage deal and building insurance with Frog. They were really helpful throughout the whole process and we would have no hesitation at all recommending to others.
Just the best, Greg helped me find a mortgage for my first property when other mortgage brokers couldn't find one to fit my needs. They were great answering any questions I had and helped me a lot throughout the house buying process. Also helped find and set up house insurance. Will be continuing to use them in the future and I highly recommend them.
I was directed to Frog Financial in September 2018 and received excellent financial advice and general guidance. Since then I have requested them to investigate house insurance for me and have always signed up to the suggested policies.I would have no hesitation in suggesting they are approached by my friends to discuss their requirements.
Response from the owner: Has it been 5 years already! How time flies when you're having fun! Thanks Dave for your lovely review, it's always a pleasure!
Charley was fantastic to work with. She was super efficient, working swiftly to find the best deal and to make it happen. I would be thrilled to recommend her and Frog Financial.
Response from the owner: Thank you very much Jackie, I'll be sure to pass that on to Charley!
The team at Frog did a stellar job of our remortgage, they took the stress out of the process with prompt, friendly and most importantly informative communication which made the whole process a breeze. We would not hesitate Frog to anyone. Thank you!
Response from the owner: Thanks very much Lawrence, that's what we're here for, glad we lived up to expectations! And may I say, a big thank you for the doughnuts, we're all rolling around the office now!
I have been using Craig and Greg for 3 years and I have been very impressed with the service from Frog. The mortgage solutions that I required were fairly unusual and Greg was able to provide a bespoke service to suit my needs.
Response from the owner: Hi Mark, very good of you to take the time to write us a glowing 5* review, it's appreciated by all of us! We look forward to speaking with you again soon!
Amazing financial service from Greg and his team.Really friendly, approachable and efficient. No waiting around for anythingGreat knowledge on helping me, they were also very patient and made the experience stress free. I will be recommending them to anyone needing help with mortgage /financial mattersFeel more secure now with help and advice given. Will be back again in 2 years
Amazing service...always a very professional and quick service. Would definitely recommend:)
I had a great experience with Frog Financial Management. Right from the start Greg was super reassuring and knowledgeable. As first time buyers we had a lot of questions and the whole team were always on hand to answer them. Greg, Danni and Charley were beyond helpful, always responsive and got everything that we needed sorted out, which added some peace of mind to what can be a scary process!
Frog Financial have been sourcing property finance for me for several years. Always on hand to offer advice in the ever changing and complex world of mortgages! Charley can also source competitive property insurance.
Response from the owner: Thanks for your 5* star review Ben! It's been a few years already, and we look forward to many more years of working together!
Craig,Ruth and the team have been fantastic.After a bad experience with another advisor, I contacted Frog.From the start Craig explained exactly how he would apply for the mortgage.My application was not straightforward as I had been Ltd for only one year.Craig, Ruth and the Frog team were extremely persistent at getting me the mortgage and always kept me updated and informed ,even calling out of hours for some reassurance.They are very professional and genuinely nice people, and great at what they do.I cannot recommend them highly enough.
Response from the owner: Thank you so much Dean! It has been a testing one, but Craig's quite tenacious! Thank you for your patience, and I'm very pleased that we got there in the end! We're very happy for you both.
Excellent service, very proactive and quick to source our insurance policy renewal options from the market. Would highly recommend them. Charley has been providing great service to us.
I’ve used Frog Financial services for nearly 3 years in a row for my home contents insurance. Charley is beyond professional and helpful and is always willing to to go above and beyond with any questions I may have. I would high recommend their services!
I have just used frog financial management for equity release. They were helpful and informative. They helped me every step keeping me well informed. Thankyou to all the team, I would definitely recommend them.
I wouldn't go anywhere else for mortgage help than Frog Financial. They are so helpful throughout the whole process and no question is too big or too small for them. I'd recommend them to anyone.
Response from the owner: We do try hard to make the process as smooth as possible for our clients, so very pleased to hear that we've succeeded! It was a pleasure! Take care and speak soon.
Couldn’t recommend higher. Fantastic team from beginning to end. Managed to secure me a great mortgage even in these tricky times.
Usually, I am always reluctant in giving out services base on google search as I believe in referrals for certain important & delicate things like getting a mortgage application done perfectly well. However, I will say my opinion has now changed based on the professionalism and way my application was handled at Frog! I am grateful to Craig, Val, and the whole team at Frog- You all have made me realise that a client does not need to be seen face to face before a great client base work can be carried out! Well done for the fantastic job done in getting my mortgage application through, hitch free. I am happy I made the decision to bet on you when my initial broker disappointed me :). I will recommend Frog to friends, family and anyone reading this.
Response from the owner: Hi Bunmi, we really do appreciate you taking the time to say thank you! One month from application to completion made it a real pleasure! I'm glad we stepped up to the plate when you really needed us to! Thanks again, from all the team at Frog!
Frog are completely on the ball. They source competitive rates and email us when our insurances need renewing - ensuring year on year that we get the best deal. They have sourced our mortgage for over 6 years and given us financial advice regarding our Wills and life assurance. We wouldn’t be without them. Thank you to Craig, Charlie and the team. You have made a huge difference to reducing our stress with financial worry.
Friendly and helpful from the get go - thank you Greg & the team for all your help securing our mortgage as first time buyers! As a self-employed business owner (with a part time job) it was really difficult to know how lenders would take my different income streams into account. Greg explained everything with clarity and made an overwhelming amount of facts and figures seem simple and coherent. If I could give more than 5 stars I would!
I couldn’t recommend Frog enough. Our advisor Greg’s advice is always thorough and up to date with the latest market trends. Greg has been meticulous in explaining the nuances of my partner and I’s financial situation with clarity, which has empowered us with the confidence to make sensible informed decisions. I’m not confident that we would have managed to secure the mortgage offer that we have had we gone elsewhere. Everyone at Frog has been very friendly and approachable and are a pleasure to work with!
We have used Frog since our first house move in 2007. We have continued to use them on subsequent moves and when we remortgage - they take the hassle out of everything and are very quick to address things that come up before they become issues. We recently used frog to help identify the best house insurance - Charley was excellent! We are very happy with the service and continue to use them. Friends and family have been satisfied with Frog too and we will continue to recommend their excellent service!
Response from the owner: Thanks again Anthony for another 5* review! Look forward to speaking again in the not too distant future!
I Highley recommend Frog! I dealt with Craig and Charley mostly who where very patient with me explaining the process in detail as this was my first time securing a mortgage. Great communication with emails and calls answered speedily. Thank you Frog!
Absolutely recommend Frog! My husband and I dealt with Greg who was incredibly thorough and helpful with getting us a new mortgage. He gave us very in-depth information on the process but used very understandable terminology so it didn't feel like he was speaking gibberish haha! He also got us a great life insurance upgrade opposed to our previous provider and we really appreciated that!Go use them for your next remortgage pronto!
Very professional company who clearly understand the elements needed to secure a mortgage. Used them a few times and always been impressed with service.
Really wonderful people to deal with. They checked in regularly, always keeping an eye out for better rates for us during our house buying process. They were always quick to remember our exact situation and we always felt they had our best interest at heart. Look forward to interacting with them again.
Very easy process, good communication throughout. Would definitely recommend.
I usually tend to do my own home/content quotes but as life has been so busy lately and have been speaking to Frog about remortgaging I thought I would ask them. So glad we did saved me having to get lots of different quotes and read through the information as was after a like for like quotation. They couldn't have been more helpful and informative. Will definitely be using again!
I was recommended to Frog by a friend and was super impressed by the personable and professional service I received. I found everyone to be really friendly and helpful and want to give a special thanks to Greg and Charley for not only sorting my remortgage, but for setting up my home insurance too.Will definitely be using again in the future!
We have used Frog for many years for arranging our mortgage and have always been impressed by the options provided and professional support.
Great company, Craig and the team worked hard and resolved any problems they encountered. I would definitly use their service again and have already passed their details to friends looking to buy.
Response from the owner: Thank you for taking the time to write us a 5* review Mark, it's greatly appreciated! We look forward to working with you again in the future and to hearing from your friends when the time is right for them. Take care and speak soon.
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Find the best rate in today’s mortgage market!

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The rates displayed by our calulator are live rates and are the best in the mortgage marketplace right now. The figures are for illustrative purposes only and an actual quote would depend on your situation and circumstances, which we would be happy to discuss.

What we have achieved so far

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Mortgages Agreed
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Mortgage Lending Arranged

Why choose Frog Financial Management?

We're Proven

Frog Financial Management have routinely been awarded as winners in the Financial Services industry.

We're Proven

Take a look at Craig Scott’s and Frog Financial Management’s most recent awards.

Click here for more information.

We Give Advice

Our role is to provide you, our client, with specialist advice

We Give Advice

We say you don’t have to be wealthy to have a personal financial planner, but you probably never will be if you don’t! Ask how we can help you

We Care

We are dedicated to helping you make the right choice

We Care

We know that unless we are fully committed to our clients, we will not retain their loyalty and they will be unlikely to recommend us to their family and friends!

We’re Local

So, our reputation is vital and is solidly built on the satisfaction of our clients

We’re Local

Our business has grown significantly through word of mouth and most of all client recommendation

We Pay You

Refer-a-friend and receive £100 for EVERY introduction you make!

We Pay You

We guarantee to pay you £100 for everyone you refer to us who we subsequently complete business with, what could be easier?

Click here for more information.

We Help You

to identify, set and achieve your personal and financial goals

We Help You

If you’re looking for support to identify financial goals and solutions to help you reach them, then you’ve come to the right place!

We reiterate our commitment to meet and exceed your expectations. After all, if we don’t our reliance on word of mouth client recommendations, would sink like a stone!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Initial consultation

 

We offer you initial no obligation consultations. Frog Financial Management will bear the cost of this, where we will: Describe our services more fully and explain the payment options. Gather and analyse personal financial information about you and your aims and objectives. Recommend and discuss any action we think you should take.

 

Example of fees
for residential mortgages

We typically charge £479, payable on application.

Standard residential mortgage – £479
Shared ownership and Right to Buy – £524
Product switch – £95
Complex/impaired credit history – £697

Example of fees
for buy-to-let mortgages

We typically charge £497, payable on application.

Standard Buy-To-Let mortgage – £497
Limited company Buy-To-Let mortgage – £647
HMO Properties/Portfolio landlords*- £679
Product switch – £95

 

Complex/impaired credit history and non-standard properties – £879

*A ‘Portfolio Landlord’ is defined as client(s) having four or more buy-to-let properties (mortgaged or mortgage free), on completion of this mortgage transaction.

Example of fees
for Commercial mortgages

We typically charge £687, payable on application.

Business Finance – £897
Development Loan – £897
Commercial Mortgage – £687
Bridging Loan – £687

Example of fees
for Lifetime mortgages

We typically charge £995, payable on completion.

Standard Lifetime mortgage – £995

 

Complex property construction types – £1,295

 

Refund of fees

All fees are fully refundable should we be unable to achieve a Lenders Mortgage Offer (as applied for), except in the following circumstances:

Client not proceeding due to own choice. | Client not proceeding due to valuation issues. | Client not proceeding due to property chain issues. |Client non-disclosure of material facts.

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