A Partner you can Trust

Specialist Award-Winning Mortgage Advisers.
Our mission is to help you save money while securing the best mortgage solution to suit your needs.

Welcome to Frog Financial Management

We offer support to help identify financial goals and solutions to help you reach them

Find the best rate in today’s mortgage market for your needs!

How can we help you?

First-time Buyer

Moving Home

Remortgaging

Equity Release Mortgages

Bridging & Development finance

Commercial lending

Second Charge Loans

Buy-to-let

Personal Protection

Business Protection

Will and IHT Planning

Protecting your home

Protecting investment property

Services overview

Conveyancing Solicitors

Sleep soundly with Frog Financial Management

At Frog Financial Management, we want our clients to sleep soundly at night, knowing that we are taking care of the entire mortgage process and representing you wholeheartedly. We are here to support you and be the professionals you can rely on.

Setting the pace

We are dedicated to researching a wide range of mortgage and insurance products to find the best options for your needs. With our extensive experience in the ever-changing mortgage and protection markets, we focus on providing you with a smooth, seamless experience. Our team manages the entire process for you, co-ordinating requirements between estate agents, lenders, surveyors, solicitors, and yourself. We keep you updated at every stage so you can continue with your daily routine, confident that your mortgage is progressing as it should.

Think of us as financial painkillers, saving you headaches by offering holistic financial solutions. During our meetings, we take the time to understand your circumstances and requirements, enabling us to provide you with the best advice from a comprehensive range of quality options and inter-related services.

We are here to help you plan your finances, ensuring you have the support and guidance you need every step of the way.

Your perfect mortgage solution awaits

Are you moving home, buying your first property, considering a buy-to-let, remortgaging, or looking to raise funds by borrowing against your home’s equity? Whatever your plans, we’re here to help you find the perfect mortgage to suit your needs.

Navigating the mortgage market can be complex. Relying solely on a single provider like your bank or a web-based comparison site is unlikely to yield the best results for your unique situation. Different lending criteria can also create uncertainty.

Our commitment to you

We will review every suitable mortgage lender available to us, drawing from a comprehensive range of options across the market. We ensure that the products and lending criteria align perfectly with your requirements.

How much can I borrow?

We evaluate the amount lenders will offer based on their criteria and your circumstances. Borrowing levels can vary significantly between lenders, and our goal is to help you achieve your dreams by recommending the right lender for your needs.

Once we’ve found the most suitable mortgage for you, we’ll assist in securing your home with a comprehensive insurance policy and ensure you and your family are protected with the right cover.

Competitive mortgage rates

Are our promise to you, along with so much more. Let us guide you through the process with warmth and professionalism, ensuring you find the ideal mortgage solution for your needs.

We are here to help you plan your finances

Make an enquiry

What we have achieved so far

Mortgage Lending Arranged

Some of our Google Reviews

Excellent

Frog Financial Management5.0

Based on 224 reviews

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Corran Wood

2 hours ago

Everyone at frog has been so helpful and knowledgable! From the first call I felt at ease and I was kept well informed throughout the process and had everything explained to me. There isn’t any pressure or chasing which is so refreshing! I couldn’t recommend them more, thank you!

Ben Fillmore

2 weeks ago

Greg and the team at Frog were very helpful in organising a mortgage for my slightly complicated situation and in offering various ways to optimise my borrowings. We found the one lender in the market who would lend on my criteria. We got there in the end and without them I doubt I would have been able to proceed with my purchase.

Joanne Cotton

2 weeks ago

I have not used a financial advisor before, so when looking for a local company I was drawn to Frog Financial Management; they had many recommendation in the local Facebook group. The experience I had from start to finish with my remortgage was nothing short of excellent. Greg contacted me the day after completing the online form, and was transparent and knowledgeable in advising me in the best mortgage for me and my financial goals. I will definitely come back to them for advice on other products in the future and will recommend them without reservation to my friends. Thank you!

Lynn O'Connor

4 weeks ago

I have used Craig, Ruth and the team at Frog Financial Management for a number of years. They have been consistently outstanding in the speed and quality of advice and execution.

I cannot recommend them any more highly.

Lucy May

1 month ago

We can’t rate Greg and his team highly enough for all the support and guidance they gave us while going through the process of buying our first home. We started with little knowledge of the process and were well supported the whole way through. Communication was excellent throughout and any questions were answered quickly and in detail. We would highly recommend for any first time buyer. Thanks team!

Samantha Kilbey

2 months ago

Greg at Frog Financial has been an extremely helpful in providing advice on our future move and current re mortgage. He’s kept us up to date with rate drops and given us the guidance we needed to figure out what options we had available to us.
We will definitely be using his services again in the future!

Sophie Pascoe

2 months ago

Frog have been amazing throughout my house buying process right from Craig's initial call and advice to seemingly everybody on the team being their to help and provide support be it with insurance, following up with solicitors, helping guide me on the mountain of paperwork needed - there is always someone there and ready to answer my questions. We are almost there - thank you Craig, Ruth, Fiona, Katie and Danni!

I would highly reccomend Frog Financial to anybody about to embark on the complicated process of house buying and the necessary insurances!

Kieran Busby

2 months ago

Frog has been absolutely brilliant as our mortgage advisor. From the first call right through to completion, Greg and team made everything clear, simple and stress free. They were always on hand to explain options, answer questions and keep things moving, which made a massive difference for us as first-time buyers.

The service felt personal, thorough and genuinely supportive. We ended up with a great deal and a smooth process from start to finish.

Would recommend Frog to anyone looking for a proper, reliable mortgage advisor.

Phillip Griffin

2 months ago

The Team really made the process of finding our first mortgage super easy and simple! We were first time buyers and really appreciated the guidance and advice we were given to find the best possible product for us.
I would highly recommend this firm to anyone one of my friends and family.

Catherine Reyes

2 months ago

Great service and the team is super knowledgeable. I highly recommended them, especially for FTB!

Abbie Jade

3 months ago

I can’t thank the team at Frog Financial enough for all their help in securing my mortgage. The whole process felt quite stressful at times, but they were supportive and reassuring throughout. They kept me updated every step of the way, explained everything clearly, and were always quick to respond to any questions I had. Thank you!

Caroline Bunn

3 months ago

I was recently helping my Dad to raise extra cash by Equity Release. Craig clearly knew the market really well and was able to find a suitable lender. All the team, including Ruth and Fiona made the process easy and straightforward. I would definitely recommend Frog Financial Management

Yasmin Vhora

3 months ago

Craig & Danni have both been very helpful in the complicated process of getting the right mortgage for us, and sorting our life and income protection insurance. They were communicative through the whole process and would highly recommend Frog

Monika Lukomska

4 months ago

We’ve been really impressed with how helpful and responsive Ruth, Greg and Fiona have been throughout the process. They managed to get our mortgage application turned around within a week, which was fantastic. As first-time buyers, we had a lot of questions, and they always took the time to answer everything clearly and patiently. What we appreciated most was that they were never pushy regarding additional services and how to approach situations — they gave us all the information we needed to make our own decisions, which is rare and really refreshing nowadays.

Richard Walker

5 months ago

We recently worked with Frog Financial to explore an equity release loan for our elderly parents and were extremely impressed with the support we received from Craig, Ruth and all at Frog Financial throughout the process.
Even though our situation changed and we didn’t end up moving forward with the loan, we are grateful for all the help received. Their professional and supportive approach made a difficult situation easier to navigate. We would highly recommend Frog Financial to anyone seeking sound financial advice.

Cameron Hay

5 months ago

Used Frog Financial for purchasing my first property and they have gone above and beyond, helping me every step of the way. Very knowledgeable and great customer service. Would Recomend!

Tim Moult

6 months ago

Craig is an excellent advisor, we had relatively unusual requirements for 2 mortgages and he spent a lot of time explaining our potential options so we would end up with the best fit for us.

Ruth was also fantastic at following things up for us and keeping us informed of how applications were progressing.

Would definitely recommend Frog to anyone looking for a mortgage or insurance.

mario alvarez botero

6 months ago

Gracias a Danni West ( Frog Financial Management ), pude asegurar mi casa en Inglaterra pues, Danni, muy cortés y profesionalmente, me puso en contacto con una compañía de seguros inmobiliarios que, se interesará a ofrecerme un seguro ya que, Yo vivo en España por lo tanto, soy un propietario ausente y según parece esto es un impedimento para muchas aseguradoras.
Estoy muy agradecido con Danni por su invaluable ayuda, ha sido una gran experiencia.

Rendell Willett

6 months ago

Found the service to be extremely helpful and efficient in dealing with my property portfolio. I've been with them many years and I'm always satisfied with their mortgage quotes

James Devine

6 months ago

Frog has provided a great service to me and my partner as we arranged our first mortgage.
As FTB, it is a daunting process, with a lot of questions from us on the hows, whens, and whats. Greg made this less so, answering all questions clearly, and helping us to understand things. Not only this, Frog helped us to find the best rate available to us.
Lastly, Greg & Danni helped us to understand which personal insurance policies were best for us, taking the time to explain in layman's terms how each one could benefit us (or not), depending on our needs.
All in all, Greg & Danni have been a valuable part of our mortgage journey, and I would not hesitate to work with them again in the future.

Tia Mirshahi

6 months ago

Greg and team were incredibly helpful in guiding us through the process of securing our first mortgage at the best possible rate. Everyone we interacted with at Frog Financial was friendly and always available to support and answer any questions we had - we are first time buyers so their advice and expertise was much appreciated! Greg and Danni also gave us all the information we needed to choose the right options for life insurance and income protection that is tailored to our needs. We couldn't be happier with our experience and would definitely recommend their services.

Joe and Katherine O'Donnell

6 months ago

Had a great experience with Frog with our recent remortgaging after being recommended to them by Frosts in Amersham.

Greg was extremely knowledgable and made a daunting process significantly easier - he was friendly, extremely clear and answered any questions or concerns we had throughout the entire process.

Greg really listened to our circumstances and it was clear he wanted an outcome for us that fit our needs, there was never any sense of trying to upsell or push us towards something that did not fit our needs and we reached an outcome we were extremely happy with.

Greg’s approach was extremely fair and it was clear that Frog Financial is far more interested in building a lasting relationship ship with their clients. I would not hesitate to approach Greg and Frog Financial again and will absolutely be using their services again when we come to our next application!

Sage Kershaw

6 months ago

Grey was the ABSOLUTE BEST!!!!! He was so fun, let us have aux and made us feel so comfortable and showed us around the area and gave his favorite recommendations!! Will be calling him all week!

Paul Murphy

7 months ago

Frog Financial Management have been excellent throughout the process. Craig and Ruth provided clear advice, quick communication, and a very professional service from start to finish. Nothing was ever too much trouble, and they made everything straightforward and stress-free.

Would highly recommend to anyone looking for trustworthy and efficient financial advice.

Chloe Taylor

9 months ago

Greg and the team at Frog were brilliant in helping us prepare our finances and then arrange the porting of our mortgage for our recent house move. Greg provided consistent support and tailored advice whenever needed, and made the mortgage process as stress free as possible. The Frog team also helped us with setting up some better life protection for ourselves and our kids. We would highly recommend Greg and the team at Frog to anyone looking for mortgage specific or broader financial advice.

Samah Hussain

10 months ago

As a first-time buyer, I had a lot of questions—and Greg was absolutely brilliant at answering every single one with patience and clarity. He was always super responsive and made the whole mortgage process feel much less overwhelming. Charley was also fantastic, helping me sort out buildings insurance quickly and efficiently while walking me through all the details. Danni took the time to explain all the insurance options thoroughly and in a way that made sense. Everyone I dealt with was friendly, knowledgeable, and incredibly supportive. I can’t recommend them highly enough!

Megan Griffin

10 months ago

We were recommended Frog Financial by some friends who had recently bought their first house, and we couldn't be happier! Greg was amazing from start to finish, keeping us informed throughout the process and always on hand to answer any questions we had. Charley also helped us find the right Buildings & Contents insurance for us, and had everything sorted & ready for exchange. We'll definitely be recommending the Frog team to any friends buying their first place!

Carla van der Sluijs

10 months ago

Frog were incredibly helpful when I approached them for a mortgage recommendation. Craig really took the time to understand what I needed and was very supportive throughout the process. Mortgages and the jargon around them can seem very overwhelming, especially to a first time buyer, but Frog made it a lot less stressful. Would definitely recommend!

Tannaz Rastegar

11 months ago

I can’t recommend Charley highly enough! From the very start, she made the process of getting my building and contents insurance seamless. She provided me with a list of options, sent detailed and informative emails, and was incredibly flexible, kind, and patient throughout.

The whole experience has been fantastic, professional, efficient, and stress-free. The member portal is another great addition, making everything even more accessible and straightforward.

I was so impressed that I even told my solicitor to recommend Charley to her clients. If you’re looking for someone who truly goes above and beyond, Charley is the one to trust. 100% recommend!

Denis Bywaters

11 months ago

I went to Frog for mortgage advise on buying a second property. Initially Greg provided me with various options available to me and spent the time explaining the pros and cons of each. This made choosing the right option very easy, feeling confident with my choice. Likewise, Charley was a great help with finding me the right insurance for my new property and landlords insurance.

Se7en Group

11 months ago

Thoroughly professional and superbly efficient service. Moving home is stressful enough. My buildings insurance was at least one thing I did not have to worry about.

sophie Stockton

12 months ago

I cannot recommend Frog enough. They have been so helpful and supportive.
They have helped us to buy our first home and they were a huge helping hand when we had no idea where to start.
Thank you so much for making the house buying process almost completely stress free.

Sammy Isaacs-Johnson

12 months ago

We were recommended Frog by a family friend, and they have been absolutely brilliant through the whole house buying process. As first time buyers, the whole team has been so supportive always answering phone call and emails. Greg was so supportive when it came to our mortgage inquiries, very helpful and personable. Charley and Danni have been so helpful with insurances and Will writing, and we look forward to using them again in the future.

Nick Jones

1 year ago

Frog Financial are definitely well worth a 5 star review, Greg and the team are fast, efficient and professional and always seem to put the customer first.

Mukesh Singh

1 year ago

Frog financial management services provided us excellent help during purchase of our sweet first home in UK. Greg our advisor was very helpful, soft spoken person. Despite of my limited visa, Greg helped us to get mortgage with best available rate in the market.
Highly recommended

Danielle Louise

1 year ago

I couldn’t recommend Frog Management more. Greg made the mortgage application process really easy for my boyfriend and I who were first time buyers. I’d first been in touch with Greg a year prior when we started our property search and once our offer was accepted I got straight back in contact with Greg who was prompt to get everything moving for us. I would highly recommend Frog Management!

Aaron

1 year ago

The team at Frog have been fantastic throughout the entire process. Providing great advice and having a proactive approach, I can't recommend them enough!

Sam E

1 year ago

The whole team at Frog were outstanding for us. Greg was our contact for our Mortgage application and he couldn't have been more helpful. He was always available and happy to help with anything, very knowledgeable and we really felt like he wanted the best for us. Charley and Danni also assisted us with insurance cover and they were very helpful and knowledgeable when it came to understanding the policies. They regularly checked in to see if they could help with the whole process, which was greatly appreciated. All the team made the house moving process that bit less stressful and are thoroughly recommended.

Maliha Zaidi

1 year ago

I recently worked with Charley to set up my contents insurance, and I couldn’t be happier with the experience. She was incredibly knowledgeable, professional, and took the time to explain all the details of the policy, ensuring it met my needs perfectly.

The process was smooth and efficient, and Charley made sure I understood exactly what was covered and how the policy worked. She also provided excellent customer service, answering all my questions promptly and with patience.

I highly recommend Charley to anyone looking for reliable insurance advice and support. Thank you for making this process so easy and stress-free!

Tom Roberts

1 year ago

I can't recommend Frog Financial Management enough!
They were friendly, helpful and really responsive. It really felt they went above and beyond for us (saving us a few extra quid too).

Jolijn Bronneberg

1 year ago

Had a great experience with Frog Financial management. They work proactively, give good advise and are always quick on the ball. Would very much recommend.

Owen Adkins

1 year ago

If you're looking for mortgage, insurance or any other financial protection advice, you really couldn't do any better than Greg, Charley and the rest of the Frog team. Since putting our house on the market, Greg was very quick to respond and generous with his time - always explaining things clearly and what our options were. With Frog's support, we had trust that we were making the right choices for our family.

John Vassallo

1 year ago

The team at Frog are oustanding. A big thanks to Charley (who is amazing) at helping with my home insurance.

Thank you very much

Tom Harding

1 year ago

I can't thank Frog Financial enough! They made buying our first home so easy and stress free. Greg was so helpful throughout the whole process and really took time to explain things in detail. The rest of the team were also super helpful and proactive and so responsive to our emails and phone calls. I honestly cannot recommend them enough!

sarah heduan

1 year ago

Greg, Ruth & the whole team at Frog Financial have been amazing at securing mortgages for myself and my sister. We have had lots of changes & challenges and they have been very helpful & quick at responding to multiple questions! For myself, being self employed, Greg worked wonders to find a lender that worked. Fingers crossed until it all completes!

Lesley Ashton

1 year ago

I highly recommend Frog Financial Management. Charley is fantastic, so helpful and sorts us out every year. Than you

Sacha Podda

1 year ago

Can't recommend Craig and his team enough! Amazing family ran business who will work tirelessly to provide you the best service. Got us exactly what we wanted and was always just a phone call away if we had any queries or needed some advice and support.
Will definitely be using them again.

Katie Bryden

1 year ago

I could not recommend using Frog financials more!

They are quick to reply to any queries via email and on the phone. They provide well informed advice and are exceptionally friendly when answering questions.

I will definitely be using them again in the future!

Emma Hooley

1 year ago

Greg and the team have been super helpful throughout the whole mortgage process! Greg has explained each part of the application with great detail to make sure we understand it fully. They were prompt in their replies and made this a completely stress-free experience, highly recommend!

Paul Singh

2 years ago

Very professional and knowledgeable service with great detail and kindness, I have been using frog services now for 12 years and am very happy with the products they find for me

We reiterate our commitment to meet and exceed your expectations. After all, if we don’t, our reliance on word of mouth client recommendations, would sink like a stone!

Why choose Frog Financial Management?

We're Proven

Frog Financial Management have routinely been awarded as winners in the Financial Services industry.

We're Proven

Take a look at Craig Scott’s and Frog Financial Management’s most recent awards.

Click here for more information.

We Give Advice

Our role is to provide you, our client, with specialist advice

We Give Advice

We say you don’t have to be wealthy to have a personal financial planner, but you probably never will be if you don’t! Ask how we can help you

We Care

We are dedicated to helping you make the right choice

We Care

We know that unless we are fully committed to our clients, we will not retain their loyalty and they will be unlikely to recommend us to their family and friends!

We’re Local

So, our reputation is vital and is solidly built on the satisfaction of our clients

We’re Local

Our business has grown significantly through word of mouth and most of all client recommendation

We Pay You

Refer-a-friend and receive £100 for EVERY introduction you make!

We Pay You

We guarantee to pay you £100 for everyone you refer to us who we subsequently complete business with, what could be easier?

Click here for more information.

We Help You

to identify, set and achieve your personal and financial goals

We Help You

If you’re looking for support to identify financial goals and solutions to help you reach them, then you’ve come to the right place!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Initial consultation

We offer you initial no obligation consultations. Frog Financial Management will bear the cost of this, where we will: Describe our services more fully and explain the payment options. Gather and analyse personal financial information about you and your aims and objectives. Recommend and discuss any action we think you should take.

Refund of fees
All fees are fully refundable should we be unable to achieve a Lenders Mortgage Offer (as applied for), except in the following circumstances:
Client not proceeding due to own choice. | Client not proceeding due to valuation issues. | Client not proceeding due to property chain issues. |Client non-disclosure of material facts.

Example of fees
for residential mortgages
We typically charge £479,
payable on application.

Standard residential mortgage – £479
Shared ownership and Right to Buy – £524
Product switch – £95
Complex/impaired credit history – £697

Example of fees
for buy-to-let mortgages
We typically charge £479,
payable on application.

Standard Buy-To-Let mortgage – £497
Limited company Buy-To-Let mortgage – £647
HMO Properties/Portfolio landlords*- £679
Product switch – £95
Complex/impaired credit history and non-standard properties – £879
*A ‘Portfolio Landlord’ is defined as client(s) having four or more buy-to-let properties (mortgaged or mortgage free), on completion of this mortgage transaction.

Example of fees
Commercial mortgages
We typically charge £687,
payable on application.

Business Finance – £897
Development Loan – £897
Commercial Mortgage – £687
Bridging Loan – £687

Example of fees
Lifetime mortgages
We typically charge £995,
payable on application.

Standard Lifetime mortgage – £995

Complex property construction types – £1,295

Welcome to Frog Financial Management

We offer support to help identify financial goals and solutions to help you reach them

Find the best rate in today’s mortgage market for your needs!

First-time Buyer

Moving Home

Remortgaging

Equity Release Mortgages

Bridging & Development finance

Commercial lending

Second Charge Loans

Buy-to-let

Personal Protection

Business Protection

Will and IHT Planning

Protecting your home

Protecting investment property

Services overview

Conveyancing Solicitors

Sleep soundly with Frog Financial Management

Setting the pace

Your perfect mortgage solution awaits

Our commitment to you

How much can I borrow?

Competitive mortgage rates

We are here to help you plan your finances

What we have achieved so far

We reiterate our commitment to meet and exceed your expectations. After all, if we don’t, our reliance on word of mouth client recommendations, would sink like a stone!

Why choose Frog Financial Management?

We're Proven

We're Proven

We Give Advice

We Give Advice

We Care

We Care

We’re Local

We’re Local

We Pay You

We Pay You

We Help You

We Help You

Make the leap to a better life

Information

Contact us