Mortgages
Are you looking to take out a mortgage, if so which mortgage is right for you, we can help you decide?
Google Rating
5.0Based on 230 reviews
A warm welcome from Frog Financial Management, working hand-in-hand with The Frost Partnership Estate Agents to bring you something rather special.
We’re delighted to offer you access to our complete range of professional services at exclusive discounted rates, whether you choose to purchase your next home through The Frost Partnership or not.
Our expertise covers everything you might need – from personalised, independent mortgage advice tailored to your situation, to comprehensive insurance guidance, Will writing services, and more. We take pride in offering truly independent advice, with access to the entire market of financial products.
Each year, we help hundreds of people like you turn their property dreams into reality. Whether it’s finding the perfect mortgage for a new home or ensuring existing arrangements keep pace with changing lives, we’re here to help.
You’ll be pleased to know we’re not just passionate about what we do – we’re also rather good at it. Our award-winning team of qualified professionals is regulated by the appropriate authorities, ensuring you receive the most suitable advice and products for your circumstances.
Don’t just take our word for it. Our five-star Google rating and regular industry awards speak volumes about our service. We’re consistently recognised as leaders amongst hundreds of firms nationwide.
Looking for advisers who combine professional expertise with a friendly, personal approach? Someone who’ll take the time to understand your unique situation?
That’s exactly what we do best.
Ready to take the first step? Give us a ring on 01494 358835 or simply click the “Let’s Get Started” button below to request a callback. We’re looking forward to helping you achieve your financial goals.
Some of our Google Reviews
Jason Benn
2 weeks ago
An exceptional service given. Everyone we have spoken with has gone above and beyond to help us and answer all questions we have. Can not recommend Frog financial management enough and will be using them again in the future.
Jason Benn
Jason Benn
Jasmin
3 weeks ago
Fantastic service, great communication, very helpful and quick to reply to our queries. Thank you to the whole team!
H Oakes
3 weeks ago
A great experience, really good communication and they go above and beyond to help. Would recommend!
Gaganpreet Lyal
4 weeks ago
Great service, very clear and coherent. Always approachable and very knowledgeable in all areas. Huge thank you to Greg and Ruth.
Manmeet Lyal
4 weeks ago
Amazing team, coherent communication, tailor made advice and very easy to work with across Mortgages and Introduction to potential investments.
Stacey Higgs
1 month ago
Frog Financial management were brilliant! Greg was amazing, he walked us through the whole process and was very personable and knowledgeable! Would highly recommend!
Ben Fillmore
1 month ago
Greg and the team at Frog were very helpful in organising a mortgage for my slightly complicated situation and in offering various ways to optimise my borrowings. We found the one lender in the market who would lend on my criteria. We got there in the end and without them I doubt I would have been able to proceed with my purchase.
Joanne Cotton
1 month ago
I have not used a financial advisor before, so when looking for a local company I was drawn to Frog Financial Management; they had many recommendation in the local Facebook group. The experience I had from start to finish with my remortgage was nothing short of excellent. Greg contacted me the day after completing the online form, and was transparent and knowledgeable in advising me in the best mortgage for me and my financial goals. I will definitely come back to them for advice on other products in the future and will recommend them without reservation to my friends. Thank you!
Lynn O'Connor
2 months ago
I have used Craig, Ruth and the team at Frog Financial Management for a number of years. They have been consistently outstanding in the speed and quality of advice and execution.
I cannot recommend them any more highly.
I cannot recommend them any more highly.
Sophie Pascoe
3 months ago
Frog have been amazing throughout my house buying process right from Craig's initial call and advice to seemingly everybody on the team being their to help and provide support be it with insurance, following up with solicitors, helping guide me on the mountain of paperwork needed - there is always someone there and ready to answer my questions. We are almost there - thank you Craig, Ruth, Fiona, Katie and Danni!
I would highly reccomend Frog Financial to anybody about to embark on the complicated process of house buying and the necessary insurances!
I would highly reccomend Frog Financial to anybody about to embark on the complicated process of house buying and the necessary insurances!
Paula Cozens
3 months ago
Craig, Ruth and the team were amazing from start to finish sorting our remortgage. There were no delays and they managed to progress ever within a month.
We would highly recommend them. Their service and communication was superb!
Paula and Mark
We would highly recommend them. Their service and communication was superb!
Paula and Mark
Daniel Hill
3 months ago
Frog have been excellent from beginning to end of my partner and I house buying experience. Being First time buyers we had a lot to learn quite quickly but Greg, Fiona and Danni were there with us throughout the entire process.
The communication from them all was absolutely outstanding and we were never left in the dark about anything. Myself and my partner particularly liked the use of the Business WhatsApp feature for communication making it accessible all the time for us.
Any questions/queries were never a problem for all at frog. The service was fantastic even when people went on A/L the service remained the same.
For the fee for the service you get I would not hesitate using them again and recommending them to anyone I know.
Great work all
Thanks for getting us our first home
Daniel
The communication from them all was absolutely outstanding and we were never left in the dark about anything. Myself and my partner particularly liked the use of the Business WhatsApp feature for communication making it accessible all the time for us.
Any questions/queries were never a problem for all at frog. The service was fantastic even when people went on A/L the service remained the same.
For the fee for the service you get I would not hesitate using them again and recommending them to anyone I know.
Great work all
Thanks for getting us our first home
Daniel
Kieran Busby
3 months ago
Frog has been absolutely brilliant as our mortgage advisor. From the first call right through to completion, Greg and team made everything clear, simple and stress free. They were always on hand to explain options, answer questions and keep things moving, which made a massive difference for us as first-time buyers.
The service felt personal, thorough and genuinely supportive. We ended up with a great deal and a smooth process from start to finish.
Would recommend Frog to anyone looking for a proper, reliable mortgage advisor.
The service felt personal, thorough and genuinely supportive. We ended up with a great deal and a smooth process from start to finish.
Would recommend Frog to anyone looking for a proper, reliable mortgage advisor.
Phillip Griffin
3 months ago
The Team really made the process of finding our first mortgage super easy and simple! We were first time buyers and really appreciated the guidance and advice we were given to find the best possible product for us.
I would highly recommend this firm to anyone one of my friends and family.
I would highly recommend this firm to anyone one of my friends and family.
Catherine Reyes
3 months ago
Great service and the team is super knowledgeable. I highly recommended them, especially for FTB!
Priya Kantaria
3 months ago
Greg came up with ways to borrow more money that I wouldn’t have known about, and has potentially opened up new avenues of earning for me as well as securing my next home. It’s been interesting working with the team on two types of mortgages as well. I questioned why I have to pay for the service if the lender also pays, but the detail, handling and situation-changing advice has meant I haven’t regretted the fee. I will probably or possibly be back again for more mortgages and advice later on too. The team couldn’t be more polite or quicker to respond. If in doubt, this is one service that is worth the fee.
Juliet Auld
3 months ago
I was having trouble trying to arrange a financial matter by myself and having used them before asked Frog to help me, which they did and had everything sorted out within a couple of weeks.
You can rely on them to do a good job for you and I would highly recommend.
You can rely on them to do a good job for you and I would highly recommend.
Abbie Jade
4 months ago
I can’t thank the team at Frog Financial enough for all their help in securing my mortgage. The whole process felt quite stressful at times, but they were supportive and reassuring throughout. They kept me updated every step of the way, explained everything clearly, and were always quick to respond to any questions I had. Thank you!
Yasmin Vhora
4 months ago
Craig & Danni have both been very helpful in the complicated process of getting the right mortgage for us, and sorting our life and income protection insurance. They were communicative through the whole process and would highly recommend Frog
Monika Lukomska
5 months ago
We’ve been really impressed with how helpful and responsive Ruth, Greg and Fiona have been throughout the process. They managed to get our mortgage application turned around within a week, which was fantastic. As first-time buyers, we had a lot of questions, and they always took the time to answer everything clearly and patiently. What we appreciated most was that they were never pushy regarding additional services and how to approach situations — they gave us all the information we needed to make our own decisions, which is rare and really refreshing nowadays.
marta sanz martinez
5 months ago
They have been professional throughout the process and extremely approachable & helpful when we needed help or support. It's always been easy to contact them. A special shoutout to Ruth for her patience, and to Greg for being so friendly and make everything easy to understand (being new to the whole property purchase process). Thank you all for being such a great team!
Cameron Hay
6 months ago
Used Frog Financial for purchasing my first property and they have gone above and beyond, helping me every step of the way. Very knowledgeable and great customer service. Would Recomend!
Ian
7 months ago
Couldn't be happier with the service from Frog, they made an incredibly stressful time in me buying my first property feel much more manageable and were always available to talk through any queries I had. Would highly recommend ☺️
Tim Moult
7 months ago
Craig is an excellent advisor, we had relatively unusual requirements for 2 mortgages and he spent a lot of time explaining our potential options so we would end up with the best fit for us.
Ruth was also fantastic at following things up for us and keeping us informed of how applications were progressing.
Would definitely recommend Frog to anyone looking for a mortgage or insurance.
Ruth was also fantastic at following things up for us and keeping us informed of how applications were progressing.
Would definitely recommend Frog to anyone looking for a mortgage or insurance.
Rendell Willett
7 months ago
Found the service to be extremely helpful and efficient in dealing with my property portfolio. I've been with them many years and I'm always satisfied with their mortgage quotes
Tia Mirshahi
7 months ago
Greg and team were incredibly helpful in guiding us through the process of securing our first mortgage at the best possible rate. Everyone we interacted with at Frog Financial was friendly and always available to support and answer any questions we had - we are first time buyers so their advice and expertise was much appreciated! Greg and Danni also gave us all the information we needed to choose the right options for life insurance and income protection that is tailored to our needs. We couldn't be happier with our experience and would definitely recommend their services.
Joe and Katherine O'Donnell
7 months ago
Had a great experience with Frog with our recent remortgaging after being recommended to them by Frosts in Amersham.
Greg was extremely knowledgable and made a daunting process significantly easier - he was friendly, extremely clear and answered any questions or concerns we had throughout the entire process.
Greg really listened to our circumstances and it was clear he wanted an outcome for us that fit our needs, there was never any sense of trying to upsell or push us towards something that did not fit our needs and we reached an outcome we were extremely happy with.
Greg’s approach was extremely fair and it was clear that Frog Financial is far more interested in building a lasting relationship ship with their clients. I would not hesitate to approach Greg and Frog Financial again and will absolutely be using their services again when we come to our next application!
Greg was extremely knowledgable and made a daunting process significantly easier - he was friendly, extremely clear and answered any questions or concerns we had throughout the entire process.
Greg really listened to our circumstances and it was clear he wanted an outcome for us that fit our needs, there was never any sense of trying to upsell or push us towards something that did not fit our needs and we reached an outcome we were extremely happy with.
Greg’s approach was extremely fair and it was clear that Frog Financial is far more interested in building a lasting relationship ship with their clients. I would not hesitate to approach Greg and Frog Financial again and will absolutely be using their services again when we come to our next application!
Sage Kershaw
7 months ago
Grey was the ABSOLUTE BEST!!!!! He was so fun, let us have aux and made us feel so comfortable and showed us around the area and gave his favorite recommendations!! Will be calling him all week!
Chloe Taylor
10 months ago
Greg and the team at Frog were brilliant in helping us prepare our finances and then arrange the porting of our mortgage for our recent house move. Greg provided consistent support and tailored advice whenever needed, and made the mortgage process as stress free as possible. The Frog team also helped us with setting up some better life protection for ourselves and our kids. We would highly recommend Greg and the team at Frog to anyone looking for mortgage specific or broader financial advice.
Samah Hussain
11 months ago
As a first-time buyer, I had a lot of questions—and Greg was absolutely brilliant at answering every single one with patience and clarity. He was always super responsive and made the whole mortgage process feel much less overwhelming. Charley was also fantastic, helping me sort out buildings insurance quickly and efficiently while walking me through all the details. Danni took the time to explain all the insurance options thoroughly and in a way that made sense. Everyone I dealt with was friendly, knowledgeable, and incredibly supportive. I can’t recommend them highly enough!
Megan Griffin
11 months ago
We were recommended Frog Financial by some friends who had recently bought their first house, and we couldn't be happier! Greg was amazing from start to finish, keeping us informed throughout the process and always on hand to answer any questions we had. Charley also helped us find the right Buildings & Contents insurance for us, and had everything sorted & ready for exchange. We'll definitely be recommending the Frog team to any friends buying their first place!
Carla van der Sluijs
11 months ago
Frog were incredibly helpful when I approached them for a mortgage recommendation. Craig really took the time to understand what I needed and was very supportive throughout the process. Mortgages and the jargon around them can seem very overwhelming, especially to a first time buyer, but Frog made it a lot less stressful. Would definitely recommend!
Tannaz Rastegar
12 months ago
I can’t recommend Charley highly enough! From the very start, she made the process of getting my building and contents insurance seamless. She provided me with a list of options, sent detailed and informative emails, and was incredibly flexible, kind, and patient throughout.
The whole experience has been fantastic, professional, efficient, and stress-free. The member portal is another great addition, making everything even more accessible and straightforward.
I was so impressed that I even told my solicitor to recommend Charley to her clients. If you’re looking for someone who truly goes above and beyond, Charley is the one to trust. 100% recommend!
The whole experience has been fantastic, professional, efficient, and stress-free. The member portal is another great addition, making everything even more accessible and straightforward.
I was so impressed that I even told my solicitor to recommend Charley to her clients. If you’re looking for someone who truly goes above and beyond, Charley is the one to trust. 100% recommend!
Se7en Group
12 months ago
Thoroughly professional and superbly efficient service. Moving home is stressful enough. My buildings insurance was at least one thing I did not have to worry about.
sophie Stockton
1 year ago
I cannot recommend Frog enough. They have been so helpful and supportive.
They have helped us to buy our first home and they were a huge helping hand when we had no idea where to start.
Thank you so much for making the house buying process almost completely stress free.
They have helped us to buy our first home and they were a huge helping hand when we had no idea where to start.
Thank you so much for making the house buying process almost completely stress free.
Sammy Isaacs-Johnson
1 year ago
We were recommended Frog by a family friend, and they have been absolutely brilliant through the whole house buying process. As first time buyers, the whole team has been so supportive always answering phone call and emails. Greg was so supportive when it came to our mortgage inquiries, very helpful and personable. Charley and Danni have been so helpful with insurances and Will writing, and we look forward to using them again in the future.
Nick Jones
1 year ago
Frog Financial are definitely well worth a 5 star review, Greg and the team are fast, efficient and professional and always seem to put the customer first.
Mukesh Singh
1 year ago
Frog financial management services provided us excellent help during purchase of our sweet first home in UK. Greg our advisor was very helpful, soft spoken person. Despite of my limited visa, Greg helped us to get mortgage with best available rate in the market.
Highly recommended
Highly recommended
Danielle Louise
1 year ago
I couldn’t recommend Frog Management more. Greg made the mortgage application process really easy for my boyfriend and I who were first time buyers. I’d first been in touch with Greg a year prior when we started our property search and once our offer was accepted I got straight back in contact with Greg who was prompt to get everything moving for us. I would highly recommend Frog Management!
Aaron
1 year ago
The team at Frog have been fantastic throughout the entire process. Providing great advice and having a proactive approach, I can't recommend them enough!
Sam E
1 year ago
The whole team at Frog were outstanding for us. Greg was our contact for our Mortgage application and he couldn't have been more helpful. He was always available and happy to help with anything, very knowledgeable and we really felt like he wanted the best for us. Charley and Danni also assisted us with insurance cover and they were very helpful and knowledgeable when it came to understanding the policies. They regularly checked in to see if they could help with the whole process, which was greatly appreciated. All the team made the house moving process that bit less stressful and are thoroughly recommended.
Maliha Zaidi
1 year ago
I recently worked with Charley to set up my contents insurance, and I couldn’t be happier with the experience. She was incredibly knowledgeable, professional, and took the time to explain all the details of the policy, ensuring it met my needs perfectly.
The process was smooth and efficient, and Charley made sure I understood exactly what was covered and how the policy worked. She also provided excellent customer service, answering all my questions promptly and with patience.
I highly recommend Charley to anyone looking for reliable insurance advice and support. Thank you for making this process so easy and stress-free!
The process was smooth and efficient, and Charley made sure I understood exactly what was covered and how the policy worked. She also provided excellent customer service, answering all my questions promptly and with patience.
I highly recommend Charley to anyone looking for reliable insurance advice and support. Thank you for making this process so easy and stress-free!
Tom Roberts
1 year ago
I can't recommend Frog Financial Management enough!
They were friendly, helpful and really responsive. It really felt they went above and beyond for us (saving us a few extra quid too).
They were friendly, helpful and really responsive. It really felt they went above and beyond for us (saving us a few extra quid too).
Jolijn Bronneberg
1 year ago
Had a great experience with Frog Financial management. They work proactively, give good advise and are always quick on the ball. Would very much recommend.
Owen Adkins
1 year ago
If you're looking for mortgage, insurance or any other financial protection advice, you really couldn't do any better than Greg, Charley and the rest of the Frog team. Since putting our house on the market, Greg was very quick to respond and generous with his time - always explaining things clearly and what our options were. With Frog's support, we had trust that we were making the right choices for our family.
John Vassallo
1 year ago
The team at Frog are oustanding. A big thanks to Charley (who is amazing) at helping with my home insurance.
Thank you very much
Thank you very much
Tom Harding
1 year ago
I can't thank Frog Financial enough! They made buying our first home so easy and stress free. Greg was so helpful throughout the whole process and really took time to explain things in detail. The rest of the team were also super helpful and proactive and so responsive to our emails and phone calls. I honestly cannot recommend them enough!
sarah heduan
1 year ago
Greg, Ruth & the whole team at Frog Financial have been amazing at securing mortgages for myself and my sister. We have had lots of changes & challenges and they have been very helpful & quick at responding to multiple questions! For myself, being self employed, Greg worked wonders to find a lender that worked. Fingers crossed until it all completes!
Lesley Ashton
2 years ago
I highly recommend Frog Financial Management. Charley is fantastic, so helpful and sorts us out every year. Than you
Sacha Podda
2 years ago
Can't recommend Craig and his team enough! Amazing family ran business who will work tirelessly to provide you the best service. Got us exactly what we wanted and was always just a phone call away if we had any queries or needed some advice and support.
Will definitely be using them again.
Will definitely be using them again.
Our Achievements
Over 500 advisers, providers, lenders and industry recognised speakers came together to gain the very latest insights from across the financial services industry.
Frog Financial Management is an Appointed Representative of The Right Mortgage Ltd, who held their flagship National Training Event at the beginning of October 2022 at the National Conference Centre, Birmingham.
The culmination of the event is their Award Ceremony for their members, recognising excellence from individual Advisers and Firms alike.
Frog Financial Management and Craig Scott were delighted to be recognised in a number of categories.
Below are the achievements we were recognised for at the event.
Best All-Round Adviser (All Products)**
Winner
Craig Scott
(From 102 Advisors)
Top Individual Adviser Award*
Winner
Craig Scott
(From 738 Advisors)
Top Firm Award**
Third Place
Frog Financial Management
(From 373 Firms)
Best All-Round Equity Release
Adviser Award**
Winner
Craig Scott
(From 93 Advisors)
Top Equity Release Firm Award**
Winner
Craig Scott
(From 93 Firms)
Best All-Round Equity Release Adviser Award**
Winner
Craig Scott
(From 93 Advisors)
Best All-Round Equity Release Firm (All Products)***
Winner
Frog Financial Management
(From 110 Firms)
Top Firm Award for Life insurance**
First Place
Frog Financial Management
(From 477 Firms)
****Awarded at The Right Mortgage Ltd – National Training Conference in April 2025.
***Awarded at The Right Mortgage Ltd – Later Life Lending Conference in December 2024.
**Awarded at The Right Mortgage Ltd – Later Life Lending Conference in December 2023.
*Awarded at The Right Mortgage Ltd – National Training Conference in October 2022 and Later Life Lending Conference in December 2022
Find the best rate in today’s mortgage market for your needs!
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Initial consultation
We offer you initial no obligation consultations. Frog Financial Management will bear the cost of this, where we will: Describe our services more fully and explain the payment options. Gather and analyse personal financial information about you and your aims and objectives. Recommend and discuss any action we think you should take.
Example of fees
for residential mortgages
We typically charge £479, payable on application.
Standard residential mortgage – £479
Shared ownership and Right to Buy – £524
Product switch – £95
Complex/impaired credit history – £697
Example of fees
for buy-to-let mortgages
We typically charge £497, payable on application.
Standard Buy-To-Let mortgage – £497
Limited company Buy-To-Let mortgage – £647
HMO Properties/Portfolio landlords*- £679
Product switch – £95
Complex/impaired credit history and non-standard properties – £879
*A ‘Portfolio Landlord’ is defined as client(s) having four or more buy-to-let properties (mortgaged or mortgage free), on completion of this mortgage transaction.
Example of fees
for Commercial mortgages
We typically charge £687, payable on application.
Business Finance – £897
Development Loan – £897
Commercial Mortgage – £687
Bridging Loan – £687
Example of fees
for Lifetime mortgages
We typically charge £995, payable on completion.
Standard Lifetime mortgage – £995
Complex property construction types – £1,295
Refund of fees
All fees are fully refundable should we be unable to achieve a Lenders Mortgage Offer (as applied for), except in the following circumstances:
Client not proceeding due to own choice. | Client not proceeding due to valuation issues. | Client not proceeding due to property chain issues. |Client non-disclosure of material facts.
