Are you getting the most value from your adviser?
Did you know that an advisor (that’s us!) is here to help you? We are knowledgeable in so many aspects, from mortgages and insurance to protection products. Just ask us and let’s see how we can help. Problem solving: That’s what we’re all about.
Let us help you get the most from your advisor with this quick quiz. Grab a pen and paper. And when you are done, give us a ring or send us an email to chat. We’d love to know your score!
Let’s jump in!
- Do you have clear financial goals in mind before your adviser meetings?
🔘 A. Yes – I know exactly what I want to achieve (e.g. lower payments, access equity, protect my family)
🔘 B. Somewhat – I have a rough idea, but nothing concrete
🔘 C. Not really – I rely on my adviser to figure that out
💡 Tip: The clearer your goals, the more value your adviser can deliver.
- Do you provide your adviser with a full picture of your finances?
🔘 A. Yes – I share details like income, expenses, debts, and existing policies
🔘 B. I give the basics, but not everything
🔘 C. I usually just discuss one issue at a time
💡 Tip: Full disclosure helps your adviser give truly personalised advice.
- Do you feel comfortable asking detailed questions about recommendations?
🔘 A. Absolutely – I always ask about costs, alternatives, and risks
🔘 B. Sometimes – If something seems off, I’ll question it
🔘 C. Rarely – I tend just to accept the advice
💡 Tip: The more questions you ask, the more confident your decisions will be.
- When choosing financial products, do you consider long-term value over short-term cost?
🔘 A. Yes – I want the best outcome, not just the lowest rate or premium
🔘 B. It depends – I compare both
🔘 C. I usually go with the cheapest option
💡 Tip: Cheaper isn’t always better—look at flexibility, fees, and real-world value.
- How often do you review your financial situation with your adviser?
🔘 A. Annually or after life changes (job, retirement, new family member)
🔘 B. Every few years
🔘 C. Only when something urgent comes up
💡 Tip: Regular reviews keep your plan up to date and effective.
- Are you familiar with the risks and responsibilities of equity release?
🔘 A. Yes – I understand the long-term implications and alternatives
🔘 B. I’ve heard a bit about it, but I’m unsure
🔘 C. Not really – I assumed it’s just a way to unlock cash
💡 Tip: Equity release isn’t for everyone—your adviser should guide you through all the pros and cons.
- Have you reviewed your life and critical illness cover in the past 12 months?
🔘 A. Yes – I review it regularly to match my needs
🔘 B. Not recently
🔘 C. I’m not sure what I have in place
💡 Tip: Insurance should evolve as your life changes. Don’t set it and forget it.
Your Results:
Mostly A’s: ✅ You’re on the right track—keep up the proactive approach! You’re getting strong value from your adviser.
Mostly B’s: ⚖️ You’re doing okay, but there’s room to get more value with a few tweaks. Clearer goals and more frequent reviews will help!
Mostly C’s: 🚨 You could be missing out on key opportunities. Let’s book you in for a full financial review. Don’t forget to ask more questions in your next meeting. We are here to help.
Want to talk through your results? Or do you have any burning questions? Book a Free Consultation: Let’s make sure you’re getting the advice and outcomes you deserve.