Let’s talk about health insurance

While we are so lucky in the UK that private health insurance isn’t required. The NHS provides free healthcare for all. But you may want to look into private health insurance for a couple of reasons. It’s a nice bonus to the NHS — with shorter wait times and better flexibility. Essential for the self-employed!

Of course, whether self-employed or not, maintaining your health is always important. As is valuing your time. Keep reading to discover how private health insurance can help you.

The NHS can have long waiting times for non-urgent treatments or certain specialists. But, private health insurance can provide quicker access to medical care. This is sometimes the deal breaker for our clients! Meaning you can avoid long waiting lists for surgeries, consultations, or diagnostic tests.

Plus, did you know you could choose your healthcare providers (e.g., which hospital or specialist you see)? You’ll have more comfortable accommodations during treatment (private rooms, etc.). Some really value this additional comfort and convenience that private care provides. It’s a great bonus when you are feeling unwell and need more support.

It can often provide access to treatments and services not available through the NHS. Such as certain therapies and treatments abroad. Or specific types of care that may not be covered under the NHS.

Plans can also include dental care and optician services. Which aren’t covered by the NHS except for emergency dental care or essential optical services.

Health insurance can offer you flexibility when it comes to treatment times and locations. This might be extra appealing if you have a busy work schedule! Do you need medical appointments at times that fit around your business?

So, while we are very grateful for the NHS. And private health insurance isn’t strictly necessary as a self-employed person in the UK. But the benefit for your peace of mind and quicker access to healthcare is so helpful. If you’re considering it, weigh the costs against the benefits. Question what your time is worth to the business.

Do you have health insurance, or are you considering getting a policy? We’d love to hear more about what features you’d love to see in your PMI policy. Do you have time to reply and give us more info? We can get it tailored directly for you!