Recently divorced or separated? Is your insurance up to date?

If you’re going through a divorce or separation, updating your insurance policies is a necessary step. We understand it must be a hard time, full of emotions. Let us take the pain out of your insurance needs. If you’d like to take a read through the following and see what applies, give us a call or email and we can manage the rest. A perfect spring-cleaning step for a brighter future.

⭐ Private Medical Insurance

Check if you’re on a joint policy. If you were covered under your ex-partner’s private medical insurance, you’ll need individual coverage. Let us compare new private health insurance options for you.

⭐ Car Insurance

If you shared a policy, notify your insurer and set up a separate policy. It’s a good chance to scan the market; your new position may even mean you’ll have access to a cheaper policy.  Don’t forget to update ownership and named drivers. Or maybe this is a great chance to buy that new car you’ve always wanted. If you’ve moved house, inform your insurer to ensure the correct premium and coverage.

⭐ Home Insurance (Buildings & Contents)

If you’re keeping the home, ensure your policy reflects this and update the owner’s details. If your ex-partner has moved out, they should no longer be named on your policy. If you move out, make sure to arrange a new home or renters insurance policy for your new residence. We can help with a new policy for you.

⭐ Life Insurance

Do you want to change beneficiary? If your ex-spouse was listed as a beneficiary, you may want to update this. If you had a joint mortgage protection policy, you may need to separate it or get new coverage. It’s also a great time to consider income protection or critical illness cover. If you rely on your income alone now, these policies can provide financial security.

⭐ Travel Insurance

Don’t forget to cancel joint policies if you have a family or couple’s policy. And check pre-booked trips, your insurance may cover changes or cancellations.

⭐ Pet Insurance

Confirm ownership and policyholder details: If you shared a pet policy, ensure it is transferred to the person keeping the pet.

Let’s get started with the rest of your life… Hit reply-to, and we’ll help you get organised.